Legal Question in Credit and Debt Law in Georgia

civil action on credit card debt

i have rec from the superior court a summons and am required to file with the clerk and serve upon the plaintiff's attorney an answer to the complaint within 30 days, if i fail to do so judgment by default will be taken against me. this is on a debt from 4+ yrs ago that i did not pay due to a divorce and medical problems (cancer/chemo), out of work, etc. the debt is for $3,600+ attorney fee+court fee. What is the best way to handle this? I don't have the money. if i had the $ i would have paid the debt way before now. thank you.


Asked on 5/10/07, 11:21 pm

1 Answer from Attorneys
Glenn M. Lyon, Esq. MacGREGOR LYON, LLC, Business Attorneys

Re: civil action on credit card debt

You need to file an answer within 30 days from the date you were served regardless of your defense ability to pay, etc. However, you should have an attorney assist you with the answer. There may also be some motions to file along with the answer.

If you would like to discuss any issues further, please feel free to contact my office. My contact information is below. Thank you.

The foregoing is general information only, not specific legal advice. No attorney/client relation has been created or should be implied.

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Answered on 5/14/07, 11:10 am


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