Legal Question in Credit and Debt Law in Georgia

Re: credit

We know nothing about the transaction, so we certainly cannot guess why you would need to sign it. If you are unsure about the transaction, the people to ask are your husband and the loan officer/broker.

Re: credit

There are several possibile answers to your question. The important thing to focus on is that by signing such a document you will in effect become liable for the debt. This is probably not in your best interest. If you already signed the papers, they are subject to a three day right to rescind, which means that you can call the attorney, or bank that closed the loan (you should also send them a certified letter) telling them that you want to revoke the loan, as long as the period of recission has not expired. If you signed the loan, a copy of a form to use for this should have been provided to you. If you do not have one, your husband should, but you should have received one as well. If you do not have a copy of the form available, then send a copy of the letter to the attorney and the bank and call them both personally.