Legal Question in Credit and Debt Law in Georgia
garnishment of bank account
My checking account was put on stop/hold because of a garnishment from an 7 year old bill that was filed in court and given an answer. but I did not receive any court or legal papers to appear in court. Can a company get judgment without an hearing for me? My wife name is on the account also and my grandchild who get social security money is in this account, How can I fight this?.
2 Answers from Attorneys
Re: garnishment of bank account
Yes, a judgment can be entered against you if you do not properly defend. We know nothing about the case, so if you want more specific information, you need to retain a lawyer. The least you can do is get a copy of the file from the courthouse to see what happened, so you don't have to guess what happened.
Re: garnishment of bank account
It sounds like you failed to defend the suit. In some courts you would have to check the calendars to know when a hearing was scheduled. Assuming the judgment exists, your possible choices to stop the garnishment would likely be to pay the debt in full or file bankruptcy.