Legal Question in Credit and Debt Law in Georgia

Re: laws concerning phoning by collectors

Attorneys collecting a debt not owed directly to them are covered by the Federal Fair Debt Collect Act (the, �Act�). The Act makes some debt collector behavior illegal and requires the debt collector to give you certain information. In addition, Georgia law has some limitations on what a debt collector can do. The action you described could be an invasion of privacy.

To assert your right you MUST act quickly. If there has been a violation of the Act, you have the right to sue a collector in a state or federal court within one year from the date from the date the law was violated. If you win, you may recover money for the damages you suffered plus an additional amount up to $1,000. Court costs and attorney�s fees also can be recovered.

You need to contact an attorney as soon as possible to review all of the actions of the debt collector to see if the debt collector has violated the Act or Georgia Law.

This answer, though responsive to the question is general in nature. It is not designed to be and should not be relied on as your sole source of information when analyzing and resolving a specific legal issue. Each fact situation is different; the laws are constantly changing. If you have specific questions regarding a particular fact situation, I urge you to consult with competent legal counsel.