Legal Question in Credit and Debt Law in Georgia

Re: Becoming a widow/debt responsibility

I agree with the possible solutions already published. However, another solution to protect your house, at least, is to have your husband transfer the property to you under a quitclaim deed where you become the sole owner of the property. Another avenue is for him to transfer his share under a life estate. Where he retains his portion under a life estate and gives you a remainder. Therefore, once he dies, it automatically goes to you.

If you want more information about these options you should obtain counsel who specializes in trusts and estates and/or real estate. I don't practice in this area; so I cannot assist you other than giving you the basic information noted above.

Re: Becoming a widow/debt responsibility

If you cosigned for any of it, you are. If not, you are not.

However, that money comes out of his estate before you inherit anything, so if he dies owning anything (like a car or home) instead of you getting it it may get sold to pay creditors.

You may want to have him look into bankruptcy so he doesn't leave that problem. (My office handles those and it possibly might assist here).