Legal Question in Civil Litigation in Georgia

A judgment in small claims court is just as binding as in any other court. Once issued a creditor can garnishee your wages and bank accounts, has a lien on your home, and can seize your car and personal property. Once you lose the only way to stop them is usually bankruptcy. You need to see a lawyer before the judgment as your options may be more plentiful before.

If there is a judgment against you, you can appeal if there are grounds. If the plaintiff is successful, garnishment and asset liens may be sources for satisfying the judgment. If you don't have a defense in the matter, you may want to negotiate a settlement before the hearing.