Legal Question in Personal Injury in Georgia

You have already done the worst thing you could have done - talking to the other insurer. Never do that. Insurers love to lie to and take advantage of people who don't have lawyers, and even when they do offer money, they offer far less to people without lawyers.

STOP Talking to them immediately and see a lawyer (my office offers a free consultation in such cases).

The other insurance company has misled your grandson. Policy coverage is per person not per incident. By that I mean, if their policy is $25,000/50,000. They will cover each person involved in the accident up to $25k. The $50k just means that the total amount they would ever pay to all parties is $50k. So, if they hit a city bus, and 25 people were injured, the insurance company is only on the hook up to $50k.

In applying your facts, your grandson would have a right to recover up to $25,000.00 from the other insurance company. I would not expect any offer close to $25k, but they are still on the hook for a settlement or verdict.

If you would like to discuss the case in more detail, feel free to call my office. 404.529.9081

Best,

David H. Glass, Esq.

It is important that the parent or legal guardian of your grandson obtain a lawyer as a settlement involving a minor may need to be approved by the Probate Court.

Please look at our website to learn about kids injuries:

Kidspersonalinjury.com

We handle cases state wide.