Legal Question in Personal Injury in Hawaii
My wife was just involve in a three car accident on 29 June 2011, which my wife was the #2 vehicle. The initial person that hit my wife ran the red light. I have a copy of the police report and it stated that #1 vehicle got cited for running the red light. Now just have spoken to vehicle 1 issurance and they told me that the claim is denied. Also, by the advise of the #1 issurance company, they told me that it is best that I have my vehicle out of the tow lot and have it towed to my place of residence. the total price of the the storage fee and the tow is about $500. I may lose that because they have decided that they wont accept the claim. The issurance company is Geico Issurance. What should I do from here? I should be entitled to all what is coming to me.
1 Answer from Attorneys
I am sorry to hear of your wife's ordeal. If the #1 driver ran the light then he is the liable driver and his insurance company should pay for your wife's property damage. Insurance companies will sometimes wrongfully deny claims because of what their insured is saying. GEICO should get statements from the 3rd driver and other witnesses. Furthermore the police report (if it is a long version) should document that the #1 driver is the at-fault driver. Check with GEICO on your coverages (PD and towing etc) because GEICO could get reimbursed later from #1's insurance. GEICO should fight this for you as this is what you are paying for. If not, you can hire an attorney.