Legal Question in Consumer Law in Illinois

There are two types of inquiries. Only those inquiries resulting from your application for credit are counted. The following description is from Myfico.com:

The Basics

What is an "inquiry"?

When you apply for credit, you authorize those lenders to ask or "inquire" for a copy of your credit report from a credit bureau. When you later check your credit report, you may notice that their credit inquiries are listed. You may also see listed there inquiries by businesses that you don't know. But the only inquiries that count toward your FICO score are the ones that result from your applications for new credit.