Legal Question in Credit and Debt Law in Illinois
Wage Garnishment
I owe several payday type loan compainies, if I can't make a full payment only a partial payment, can they garnish my wages.
Asked on 11/19/08, 4:20 pm
1 Answer from Attorneys
Motty Stone
Law Offices of Motty Stone
Re: Wage Garnishment
First of all, you should be very careful of these types of companies because they are known to be very dangerous.
Second, I do not understand how you cannot make a full payment. I thought that the whole point was that they take your paycheck...
Assuming you just owe a regular debt, they will have to file a lawsuit to enforce the debt and ultimately, yes the Court can allow them to garnish your wages.
I recommend talking to a credit management company to help you negotiate a payment plan.
Answered on 11/19/08, 5:28 pm