Legal Question in Education Law in Illinois
Can the US Department of Education garnish wages on a loan that happened 15 years ago?
1 Answer from Attorneys
Oh yes. Or 20, or 50, or 75 years. Thank your Congressmen and Senators for the fact that, like murder, there is no statute of limitations on federal student loans. That is correct, murder and federal student loans. You also cannot avoid them by filing bankruptcy. You may be able to get out of them by dying--unless they have debt collectors in the afterlife, which probably depends on which direction you go.
20 USC 1091a(a)(1) It is the purpose of this subsection to ensure that obligations to repay loans and grant overpayments are enforced without regard to any Federal or State statutory, regulatory, or administrative limitation on the period within which debts may be enforced.
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