Legal Question in Real Estate Law in Illinois

You listed your state of residence as Illinois, but your zip code is for Crown Point, IN. State laws differ, and I AM NOT LICENSED IN INDIANA, ONLY ILLINOIS. I have no idea what you mean that you "lost" your house in a short sale. People sell homes for less than the mortgage amount due all the time-thus, "short sale". If you are worried about lenders obtaining a deficiency judgment against you, you might consider consulting with a bankruptcy lawyer practicing in the jurisdiction in which you reside.

I agree w/ Mr. Dobra. This is too confusing. Either take your paperwork to an attorney in your area, or if you want try to restate your facts but it doesn't sound like you understand what is going on well enough to explain the situation. You may be confusing the lender with the loan servicing agent among other things as well. Sorry.

The response given is not intended to create, nor does it create an ongoing duty to respond to questions. The response does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice. The response given is based upon the limited facts provided by the person asking the question. To the extent additional or different facts exist, the response might possibly change. Attorney is currently licensed to practice law actively only in the State of Illinois, inactively in Florida. Responses are based solely on Illinois law unless stated otherwise.