Legal Question in Credit and Debt Law in Indiana
What happens to a debt upon death?
My grandmother bought my cousin a laptop through a large computer company. She financed the laptop through the company. This was 3 years ago. Since then, my cousin has sold the laptop. My Grandmother passed away 3 months ago. We keep getting collection letters from the company. We do not wish to pay my Grandmother's debt. However, the company has requested the laptop, and we no longer have the laptop to return.
Who is responsible for this debt. My grandmother did not have an estate when she passed. No car, or house, she rented with her Social Security check, she had no money to pay this off.
1 Answer from Attorneys
Re: What happens to a debt upon death?
Creditors have only nine months from date of death to file a claim in probate. So they are out of luck. Write them a letter, certified, return receipt, and tell them to stop contacting you. If they disobey, then sue them in small claims court for a thousand dollars. Good luck.
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