Legal Question in Credit and Debt Law in Indiana

Vehicle lease dispute

I turned in a vehicle at the end of it's lease last year and was sent a bill almost 3 months later by the credit union for almost $2500 for a new transmission. They say this falls under the excess wear and tear standards, however we never had any problems with the vehicle the entire time we drove it and had it serviced regularly. The vehicle was immediately shipped across the country to a dealership that bought it in an auction so we had no recourse to have it inspected or checked out on our own. We have now been turned over to a collection agency after we notified the credit union that we were disputing this bill. What can this collection agency do and what if any recourse do we have on this?


Asked on 10/26/03, 2:47 pm

1 Answer from Attorneys
C. David DuMond Law Offices of David DuMond

Re: Vehicle lease dispute

I assume you have not yet been sued.

You will probably need legal representation to do this: sue the unwashed barbarians for slander and include a count for declaratory judgment, that you owe them nothing. Your lease agreement probably includes a provision for recovery of attorney fees. Also, check with the Indiana Attorney General consumer protection division, which may be able to help mediate the matter. Good luck.

http://www.in.gov/attorneygeneral/consumer/

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Answered on 10/26/03, 7:27 pm


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