Legal Question in Credit and Debt Law in Iowa

I have been paying the monthly payments for a camper that is titled in my ex boyfriends name only. I can not get it retitled or refinanced in my own name. I would like to give the camper back to him to cut ties, because he holds it over my head and threatens to come take it anytime he wants. My other worry is that I may continue to pay the payments , and when it is paid off, he may decide not to sign it over to me, and I will be out all the money. When it suits him he threatens to take the camper, when it doesn't he claims I'd be in big trouble if I just drop it off at his house and stop paying the monthly bill. Who is correct?


Asked on 10/06/09, 5:17 pm

1 Answer from Attorneys
Thomas Moens Moens Law Offices, Chartered

You do not say who is responsible for the loan. If the title is in his name, and the loan is in your name, you do have a bit of a problem. You will probably need to sue him for the value of the payments you have been making, but even then your chances of success are certainly not 100%. It would be a good idea to have an attorney review the relevant documents.

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Answered on 10/06/09, 5:52 pm


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