Legal Question in Credit and Debt Law in Kentucky

Civil Summons

I have received a civil summons from an apparent debt five years ago. This debt is from 2003 and I honestly don't recall any of it. The collection agency has failed to provide me with information from the original creditor. I don't know how to write the response letter to them, and I am afraid that it may be a debt that my ex-husband is liable for. Please help, thank you.


Asked on 4/01/08, 8:48 pm

1 Answer from Attorneys
Thomas McAdam Thomas A. McAdam, III, Attorney

Re: Civil Summons

You need to take immediate action. When you receive a Civil Summons, you have only 20 days from receipt of the summons to file a written answer with the court (with a copy sent to the Plaintiff's attorney). You need to read the attached Complaint carefully. You are well advised to contact a Kentucky attorney immediately. You can get a referral on line, by contacting the Kentucky Bar Association.

If you delay, the Court will grant the Plaintiff a default judgment against you; thereby subjecting you to possible wage garnishment and attachment of your bank account.

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Answered on 4/01/08, 8:58 pm


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