Legal Question in Family Law in Kentucky
Insurance
Hello! My husband and I carry health insurance on his daughter per a child support modification. We also pay 64% of any uninsured medical costs. His former spouse also carries insurance on the child even though the Court ordered us to do so. Because she carries secondary coverage, most of the office visits and procedures are completely covered as her ins. picks up the difference. My husband and I have continued to reimburse her, though, as if she were only using our coverage. The reason we have been doing this is we are afraid if we say will not pay for anything that is not covered by her secondary, we will later have to pay her 64% of the cost to her to carry secondary insurance on the child. She makes money, though, when the child goes to the doctor because we reimburse her based on what the co-pay would be if the child only had our insurance. Are we wise to do this, or is it wrong of her to have us pay her for costs that are actually insured rather than uninsured since she carries secondary? Thanks!
1 Answer from Attorneys
Re: Insurance
Much depends on the precise wording of the original Court Order which you reference. However, if you are on decent terms with the mother, perhaps you could just discuss this with her without everybody potentially gearing up for expensive litigation. How much money, annually, do these payments to her actually put you out (rhetorical question)?