Legal Question in Credit and Debt Law in Maryland
Can an owner of a vehicle hire a repo service?
My 19 yr old daughter was talked into buying an $8000.00 4 wheeler by her boyfriend. He told her he would make the payments. She bought the vehicle and it is titled in her name and he has possession of it. Of course, he has not given her any money for it and they broke up. He will not turn the vehicle over to her. Is it legal for us to hire a repo service to get the 4 wheeler back or must we go to civil court and file a claim?
2 Answers from Attorneys
Re: Can an owner of a vehicle hire a repo service?
Yes, she can repossess it, because title is in her name.
Re: Can an owner of a vehicle hire a repo service?
Since she holds title she can repossess it. Be sure to hire a reputable repossession company as damage to the vehicle tends to undermine your objective. Seems her boyfriend is not so afterall.