Legal Question in Personal Injury in Maryland

I was involved in an accident in February of 2009 where I was driving my boss's car. It was my fault as I did not see the other vehicle and I failed to yield while making a left turn. The automobile I was driving was not mine as I was borrowing it from my boss. His insurance company paid out around $80,000.00 and dropped him. I was insured with my own car with full coverage but was obviously not driving it at the time of the accident. Since the suit is filed personally against me, am I responsible for the money if i lose? Do I need a lawyer? Which insurance should I letknow about this, my boss's or mine. By the way, I am no longer with the insurance company I was with during the accident.


Asked on 7/17/10, 7:10 am

1 Answer from Attorneys
Cedulie Laumann Arden Law Firm, LLC

Yes, a defendant is personally responsible if the plaintiff obtains a judgment against them and yes, it is advisable to have attorney representation in such a suit. If an insurance company paid out $80,000, you would want to find out under what terms (usually there would be a release signed by the party getting the money before any payout was made). Yes, immediately alert your own carrier (the company you had at the time of the accident) to the claim as well...

While the above is not legal advice I hope that it provides some assistance.

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Answered on 7/19/10, 4:37 pm


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