Legal Question in Personal Injury in Maryland

I was involved in an auto accident where I was hit from behind in traffic. The resulting damage to the car caused it to be deemed a total loss. The insurance companies are doing their jobs and they are making plans to pay off the loan on the car, but the original loan was rolled into a consolidation and therefore I am left with no car and without the means to secure a new loan. There are three insurance companies involved, mine, his, and his companies (he was driving a company car) and there were no injuries; should I accept the payout from the insurance company? Is there anything I could possibly do to have another vehicle on the other end of this?


Asked on 5/05/10, 5:24 pm

1 Answer from Attorneys
G. Joseph Holthaus III Law Offices of G. Joseph Holthaus

The property damage claim will be based on the value of the vehicle. The clause that settles the claim can be based on replacement value or full compensation. Since the collision involved two other vehicles you have a claim against both.

Given that three vehicles were involved it is likely that a personal injury claim may arise. You should contact an attorney as you testimony as to potential claims will be reviewed and set a basis for your recovery.

Call me to discuss.

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Answered on 5/10/10, 7:51 pm


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