Legal Question in Real Estate Law in Maryland

Re: inherited property after marriage

I can't think of any reason that a husband would need to be added to a deed in order for a lender to make a loan.

If the husband's income and credit is to part of the basis for approving the loan, then the husband will be required to sign the loan itelf, but that doesn't affect the property that is in the wife's name. If the property is to be used as collateral for the loan, then the wife will need to sign the loan documents and deed of trust, but the husband should have nothing to do with that part if he's not an ower.

Something sounds funny in this. Feel free to give me call if you want to chat for a few minutes about it.

Re: inherited property after marriage

Not really. But if the husband is a co-applicant for the loan, the mortgage company usually wants both to sign the mortgage. Legally, as long as the wife signs the deed or trust (mortgage), the lender is fully protected in case of a default.