Legal Question in Credit and Debt Law in Massachusetts
After a collection agency received my cease and desist letter, they sent back a letter stating that they will honor it but will continue to report to the credit reporting agencies as unpaid. I have paid the original creditor 1/2 the money and plan to pay the rest with them and not the agency. How do I stop them from reporting or are they not allowed to report after receiving the letter.
Asked on 11/23/10, 4:32 pm
1 Answer from Attorneys
Christopher Vaughn-Martel
Charles River Law Partners, LLC
They are permitted and required to report the status of the account accurately. Your original creditor has sent your account to a collection department for collection. If you have a problem with that fact, you will need to take it up with your original creditor.
Answered on 11/29/10, 7:02 am