Legal Question in Bankruptcy in Michigan
Bankruptcy Chapter 13
I have read a Chapter 13 can be eliminated from a credit report at seven years and sometimes at five years. Can you give me the legal code so I can get this removed from my credit report.
3 Answers from Attorneys
Re: Bankruptcy Chapter 13
You read incorrectly. The Fair Credit Reporting Act allows a bankrutpcy to be reported for up to 10 years on your credit report.
Re: Bankruptcy Chapter 13
All bankruptcies, chapter 13 or 7, remain on your credit for TEN years. Moreover,the ten years starts at discharge or dismissal, and not when the bankruptcy was first filed.
Re: Bankruptcy Chapter 13
All bankruptcies, chapter 13 or 7, remain on your credit for TEN years. Moreover,the ten years starts at discharge or dismissal, and not when the bankruptcy was first filed.
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