Legal Question in Insurance Law in Michigan

personal watercraft accident

A minor (17) was involved in a non-injury accident between two personal watercrafts. Both watercrafts were damaged extensively. The minor had no previous experience on such a vehicle which belonged to the parents of minor's friend. The other pwc operator had insurance, the owner of the minor's pwc had none. It has not been established who was at fault in this accident..no tickets were issued, though the authorities were notified. Insurance company of operator # 2 is suing the owners of the uninsured pwc. What is minor's and minors family's financial responsibilities. Much pressure is being used against minor and his mother to pay for pwc replacement. What is the right thing to do here. Financial situation is very poor for this family, but they want to do the right thing. Thank you.


Asked on 10/16/02, 11:49 am

1 Answer from Attorneys
Don Darnell Darnell & Lulgjuraj, P.C.

Re: personal watercraft accident

If the insurance company can prove both, that: (1) the minor was the proximate cause of the accident, and (2) that the owners of the pwc were negligent in entrusting it to said minor, they may be able to recover from the pwc owners. That fammily needs an attorney to defendant this action. Said family might also file a third party claim against the minor/family of the minor for contritubution/indenification. Not sure what is the "right" thing to do, but it sounds like the insurance company isnt't going to go away without getting some kind of compensation for thier loss.

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Answered on 10/16/02, 1:01 pm


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