Legal Question in Real Estate Law in Michigan
Divorced and I want to save my house
we are divorced, my husbands name is on our mortage, but both our names are on the house--name removed--He doesn't care if the house goes back to the bank--name removed--I care and want to save my credit by still makeing half the house payment (as agreed) to have a roof over my sons and my head--name removed--We have been left with nothing and have no money--name removed--I am working on a job prospect as we speak--name removed--Can he just do this and bring me down with him--name removed--I want us to have a home, I don't want my credit ruined, what are my rights--name removed--What can I do to keep this from happening? Are there laws to protect me and my son--name removed--I have worked hard to help my ex husband establish good credit at he expence of establishing my own......please help me.
1 Answer from Attorneys
Re: Divorced and I want to save my house
Your credit should not be effected by the default on the mortgage if your name is not on the promissory note(w/ the mortgage). Keeping the house is another matter. The mortgage on the house probably supersedes your interest. Did you sign the mortgage document in order to waive any rights(such as dower)? For more info., please contact my office at (248)8513171.