Legal Question in Wills and Trusts in New Jersey

I'm sorry for your loss.

What does your parents' divorce and the statute have to do with your mother's life insurance proceeds? Life insurance is not part of the estate of a deceased, so long as it has named beneficiaries, which you say it does. It is regarded as a separate contract. All you need is your mother's death certificate to collect the proceeds of your mother's life insurance.

THIS RESPONSE IS NOT LEGAL ADVICE, SINCE I DO NOT HAVE ALL OF THE INFORMATION THAT WOULD BE REQUIRED, AND I DO NOT HAVE A REPRESENTATION AGREEMENT WITH YOU.

* If the answers to your question confirm that you have a valid issue or worthwhile claim, your next step should almost always be to establish a dialog with a lawyer who can provide specific advice to you. Contact a lawyer in your county or township.

* Another reason for contacting a lawyer is that it is often impossible to give a good answer in the Internet Q&A format without having more information. The unique circumstances of your situation and things that you may not have thought to mention in your question may completely change the answer. If you want to be sure that you have a complete answer to your question and an understanding of what that answer means, establish a connection with a lawyer who practices in the area of your concern.