Legal Question in Workers Comp in New Jersey
Medical insurance coverage for family
Can an employer stop my regular HMO medical insurance under which myself and my family have been covered,and which I have been contributing to (before I was injured) while I am out on workmen's comp?
2 Answers from Attorneys
Re: Medical insurance coverage for family
Not normally in the short term. Rather than go through all the potential circumstances, I suggest that you speak to your Worker's Compensation attorney about this. If you do not have one, we can help you with both issues. Plesae feel free to contact me at 800-34 NJ LAQ.
Re: Medical insurance coverage for family
All medical expense regarding your worker's compensation are to be paid by the worker's comp insurance company. Generally family medical benefits should not be terminated unless you are let go and then the employer should give you the option to pay for the coverage.
In New Jersey, any employee, (even if you are a construction worker, secretary or injured in a car accident while working), injured at work, regardless of fault, may be entitled to three benefits:
1. Free medical care; 2. Pay while unable to work; and 3. A cash settlement for loss of function caused by the work-related injury.
Q: How long do I have to file a claim for Workers� Compensation benefits?
A: The Statute of Limitations or the time period in which you must file a claim for New Jersey Workers� Compensation benefits is generally two (2) years from the date of the accident.
Blair C. Lane, Sr., Esquire, is admitted to practice law in the State of New Jersey and the Commonwealth of Pennsylvania. The information contained in this response is intended to provide general information regarding a general legal question. This information contained in the response is not to be construed as legal advice and you should not rely upon any information as legal advice. Legal advice can only be obtained through a complete consultation with my office or an attorney admitted to practice law in your State. Any information obtained through this response should not be deemed to create any attorney/client relationship.
Please contact me for a free initial consultation.
Blair C. Lane, Sr. Attorney at Law
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Cherry Hill, NJ 08003
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