Legal Question in Insurance Law in New Mexico

Re: Lapsed car insurance

It is illegal to drive without insurance. If your insurance is not currently in force, you should not drive until it is re-instated. It is not clear whether or not you are currently in a "grace period", e.g., insurance still covers you even though you are in default on the policy. The wording of your question does not make it sound like you were told you were in a "grace period." Do not take any chances with this, the legal consequences of driving without insurance are very severe.

I strongly recommend that you consult with an attorney immediately so that you can explore your legal rights, obligations, and options. If you wish to discuss retaining my services, contact me at:

[email protected]

(973)-605-8995

[Disclaimer: The above comments are not intended as nor should they be relied upon as "legal advice", which can only be obtained by personal consultation with a retained attorney; at which time the specific facts and circumstances of your case can be thoroughly evaluated. This reply is provided for general informational and educational purposes only, and does not create an attorney-client relationship with the responding attorney.]