Legal Question in Personal Injury in New York
falling
I fell down my girlfriends steps in her home and broke my neck, fractured my ankle and gashed my head. Can i Sue her homeowners insurance?
4 Answers from Attorneys
Re: falling
How awful!
No, you don't sue the insurance co. You sue the homeowner, your friend.
Re: falling
Yes. First, you can try and reach an out of court settlement with the insurance carrier. If that does not work, you can sue your girlfriend (or whoever owns the property) and the insurance company will have to hire her a lawyer and pay any settlement or judgment. The big issue is what caused you to fall? Did you just lose your balance (no case) or did you trip on a defective condition? If there is a defective condition, you should contact an attorney ASAP because the attorney may want to have the steps inspected by an expert before any repairs are made. I handle these cases all the time (on a contigency basis) so please feel free to contact me if you wish to discuss the case.
Re: falling
You would need to sue her and her insurance company would then step in to defend her and likely settle the lawsuit. This area of law is our specialty, however, we would need some more information before making a complete and proper determination. You are welcome to contact us for a free consultation.
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Re: falling
I am so sorry for your injuries. You may sue her homeowners insurance if there was a theory of liability. Please call me, Pasquale Calcagno, Esq. at 1(800)WE-FIGHT. We will fight hard for your rights and enjoy taking on difficult cases. Call me today.