Legal Question in Credit and Debt Law in Ohio
If a debt collector files a judgement against me in court, and I begin making payments monthly toward the amount, can they take me back to court stating that I defaulted? They accepted the payments that I made and did not contact me in writing themselves, only through Court orders.
1 Answer from Attorneys
The only way you can default on a judgment is if you agreed to make payments and did not. The agreement would have to be written in the judgement. If the judgment is silent as to payments and only gives the plaintiff "x" amount for a judgment there is no such thing as a default. There is nothing they can take you back to court for in that situation. If they are threatening you, contact an attorney they may me violating the Fair Debt Collections Practice Act.
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