Legal Question in Credit and Debt Law in Ohio

Serving an answer

I was summoned a complaint by a credit card company for money supposedly owed. In this letter, it tells me that I am required to serve upon the Plaintiff's attorney a copy of my answer within 28 days of this letter. Then it states that this answer must be filed with the court within 3 days after the service on the plaintiff's attorney. What is it that I need to do in laymans terms?


Asked on 2/08/06, 9:39 pm

1 Answer from Attorneys

Frank Gresley Law Office of Frank X. Gresley, LLC

Re: Serving an answer

In laymans terms you must send a written response (which is called an answer) to the attorney for the credit card company within 28 days if you are contesting the law suit. In addition, you have to file that answer with the clerk of courts no later than 3 days after you have sent it to the attorney. If you do not respond, then the credit card company will get a default judgment against you which will allow them to proceed to place a lien on real property, garnish your wages or attach bank accounts. If you have any further questions, contact me.

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Answered on 2/09/06, 12:06 pm


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