Legal Question in Insurance Law in Ohio

Third Party Auto Insurance

My fiance owes around $4,000 on her car. Only about half of that, however, is for the principal of the car debt. When she bought the car, well before she knew me, she was somewhat led astray and told she should purchase a third party extended warranty for the vehicle. The transmission on the car has not been healthy for almost the entire time she's owned it. She took it to several shops (only the shops that are authorized by this warranty company) and the mechanics reported nothing was arye. The warranty, as you can imagine, has expired and the transmission is quickly failing. Does she have any hope??? Or is she stuck paying the 4 grand??


Asked on 7/22/03, 10:08 pm

1 Answer from Attorneys
Robert Guehl Guehl Law Offices

Re: Third Party Auto Insurance

You have a complicated factual situation. Appears to be a low-priced car, with a high-priced extended warranty. Questions: was the dealer also the financing agent, or was the loan separately obtained? Did the dealer also sell the extended warranty? What are the exact terms of the warranty? Would an independent mechanic verify the problems with the transmission (Q. of proof of problem)?

These are the types of questions you should be asking. An attorney should review all of the purchase/warranty/loan applications to be able to give you accurate advice.

This email is not intended to create an attorney-client relationship, but rather to give general guidance on issues, to prepare you for consultation with an attorney. Please consult with an attorney in your area.

Good luck!

Robert L. Guehl

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Answered on 7/23/03, 9:26 am


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