Legal Question in Personal Injury in Ohio
I was bitten by a friend's dog and I required surgery. My health insurance has covered the medical expenses ($3000). I've paid co-pays, medication, bandages and tape, etc. My friend's homeowners insurance sent me a check for $1000, which they claim is the maximum benefit under her medical clause. Should I cash this check ?
2 Answers from Attorneys
The $1000 was probably the limit under her med pay coverage. There may be more coverage under the liability portion. If your accident occurred in the Cincinnati area, give me a call - I worked for the insurance industry for 16 years before starting my own firm. 513-444-7713 or www.timmorrislaw.com
I would hold off cashing the check, as that may be construed as accord and satisfaction of the entire amount owed to you. Just last week, the Ohio Supreme Court issued a decision that strengthened the rights of people asserting dog bite injuries. There are probably other insurance coverages available. Please contact me at your earliest convenience at 513-304-7544.
Vaseem S. Hadi
www.rendigs.com
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