Legal Question in Personal Injury in Ohio

I was in a car accident in Mason, Ohio last year. The other driver was ruled to be at fault and issued a citation. His insurance company denied my claim and my insurance company wasn't much help because I had liability only on the car. I want to sue for the value of the car, which was totaled in the accident. Should I sue the other driver or the insurance company directly?


Asked on 12/20/09, 8:58 pm

2 Answers from Attorneys

Vaseem Hadi Rendigs, Fry, Kiely & Dennis LLP

Based on the limited information you provided, you can sue the other driver. The citation should result in you winning. then, you can file a supplemental action against the other driver's insurer to make them pay the judgment. But, this assumes the insurer does not have a valid basis to deny coverage. If there is no insurance, then you have to enforce it against the other driver. There also can be coverages available to you under your auto policy as well, or perhaps the owner of the other car (if the owner is not the driver who hit you). This is something I could help you with (assuming my law firm does not have a conflict with anyone in your case). Please check out my web profile and call me at your earliest convenience.

Vaseem S. Hadi

www.rendigs.com

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Answered on 12/28/09, 8:51 am
David Michael Benson Benson Law Firm

If there was no basis for denying your claim, you may have a cause of action against the tortfeasor's insurance company for bad faith. But the answer to your question revolves around what language is in the various policies at issue here. As a result, you should request an interview with a qualified attorney ASAP (you have a limited time to assert your legal claims). Most personal injury lawyers will give you at least a half hour consultation for free.

Good luck!

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Answered on 12/29/09, 3:20 pm


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