Legal Question in Military Law in Oklahoma

Military Bankruptcy

My husband and I have made the mutual decision to file bankruptcy. We chose a bankruptcy attorney who informed us that he had filed many active duty military and that there could be not terrible forseen problems. When my husband informed his superior of this they told him if he did not stop the process of his bankruptcy they would njp him and take half of his pay away. Are they capable of doing so and should we look into speaking with a military attorney specifically with our case?


Asked on 9/21/07, 7:57 am

3 Answers from Attorneys

Donald G. Rehkopf, Jr. Brenna, Brenna & Boyce, PLLC

Re: Military Bankruptcy

I agree with my colleague, Mr. Cave's analysis and advice. Many years ago, the military arbitrarily concluded that any active duty military person who filed for bankruptcy, was guilty of "financial irresponsibility" and were punished for such. But, bankruptcy is a process authorized by federal law and the military cannot punish someone for excercising a right that Congress provides under the U.S. Constitution.

But, as Mr. Cave correctly notes, if someone for example borrowed money from say a Relief organization, and then, shortly thereafter files for bankruptcy and tries to get out of paying that debt, that COULD, in some circumstances constitute "financial irresponsibility."

Additionally, if you are talking about a joint bankruptcy, then of course the Army has no business in your affairs in any event.

My advice is to have your Bankruptcy Attorney write a letter, addressed to your husbands Commander, saying that he has reviewed your financial situation in detail, that there is no intent to defraud anyone and that bankruptcy is in your particular case, both warranted and advisable.

You and your husband both should also make an appointment with the JAG Legal Assistance Officer and speak with them about your bankruptcy situation and the threats made to your husband.

Good luck to you and your husband.

Don Rehkopf

Read more
Answered on 9/21/07, 3:45 pm
Anthony DeWitt Bartimus, Frickleton Robertson & Gorny, PC

Re: Military Bankruptcy

I do not believe that a soldier can be NJP for bankruptcy. You need to have your husband talk to JAG. Your husband should also consider an Article 138 filing against those who threatened him in this manner.

See a JAG attorney immediately.

Read more
Answered on 9/21/07, 10:43 am
Philip D. Cave Military Law & Justice

Re: Military Bankruptcy

No, they cannot take punitive action for filing bankruptcy. However, there are some situations where action can be taken if there is "dishonorable failure to pay just debts." The policy is that the military DOES NOT act as a collection agency.

There is also an issue related to security clearances. But by law, filing bankruptcy cannot be a basis to revoke a security clearance. But again, they could take action under the DoD Regulation on the underlying financial issues.

Email me for an additional (free) consultation.

Sincerely, www.court-martial.com

Read more
Answered on 9/21/07, 10:44 am


Related Questions & Answers

More Military Law questions and answers in Oklahoma