Legal Question in Personal Injury in Oregon
My son was in an accident recently, it was the other driver's fault. The kid that hit him was driving his mother's car. He is over 18 but had no license. Both exchanged insurance info. After 40+ days, Farmer's (the mother's insurance) sent a letter saying that the kid had taken the car without her permission so they were not going to pay the claim so now my son is having to run the claim through his insurance.
My question is, I thought in the state of Oregon that everyone in the household who drives had to be insured themselves or through the head of household's insurance? Also can he sue the mother or Farmer's civilally or some other way? He has lost work, was not able to drive his big truck (as per doctor) so he had to rent a car at his own expense as he does not have it through his own insurance. Basically his life has been disrupted for over 3 months and it's still not over so I would think he has a case of some sort above and beyond PIP and the repairs to his truck?
1 Answer from Attorneys
Yes, you son can very likely sue the mother and Farmers.
I do not handle cases like this, but the law firm of Kafoury McDougal in Portland does. You can reach them at 503-224-2647 or [email protected]. They provide an initial consultation visit for you at no charge, and they usually take cases on a "contingency" basis, which means that you do not have to pay them, unless they succeed in obtaining money for you from the entity that harmed you.