Legal Question in Credit and Debt Law in Pennsylvania

I notice I have a few addresses on my credit report. I never lived at these addresses. How do I get rid of them


Asked on 2/24/11, 12:09 pm

1 Answer from Attorneys

Write a letter to each of the three credit bureaus. Explain what is wrong and why and see if they will remove it. If they will not remove, ask to add a 100 word statement to your report advising that these are incorrect addresses.

Personally, if it was me, I would not worry too much about this unless you are looking to apply for a house, car or obtain credit. The credit bureaus don't have much incentive to correct this and they could care less. And, its not likely that you are going to be denied credit solely because of a wrong address on your report unless the person at the wrong address is also a deadbeat and you have a lot of delinquent accounts that belong to this person.

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Answered on 3/09/11, 3:18 pm


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