Legal Question in Personal Injury in Pennsylvania

If you use the internet to get insurance (you select what you want to be covered and they take your $$$ out of your account) you are immediately provided with a binder at that time, then several days later the insurance company sends you a policy, (via mail) which includes a declaration page, is the policy sent to you now a legal policy or do you have to physically go in and sign for that policy? Thanks! Sorry about the run on sentence!!!!

:) CATHY


Asked on 3/03/10, 3:32 pm

1 Answer from Attorneys
Richard Teitell Richard K. Teitell, Esquire, P.C.

If you received the policy with the Dec Pg, & it has your name & coverages listed, you're covered & the policy is in force. You don't have to sign anything else. I hope you selected "full tort" (which means full right to sue) & not "limited tort" (which means limited right to sue), & added uninsured motorist coverage & perhaps underinsured motorist coverage. If not, you should ask the ins co how much it would cost to add those coverages, especially full tort. Good luck!!

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Answered on 3/08/10, 5:22 pm


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