Legal Question in Credit and Debt Law in Texas

I am being taken to court for a credit card that was written-off as a bad debt in 2008. I assume the debt was bought by a debt collector (who is the party that is taking me to court). The papers indicated they want to place a judgement against me. I am not in a financial position to pay the debt. What can I do? What can I say?


Asked on 7/17/10, 5:25 pm

1 Answer from Attorneys
Mark Dunn Mark D. Dunn

Inability to pay a debt is not a defense to a lawsuit based on the debt.

You want to make them prove their case. You can do this through pre-trial discovery.

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Answered on 7/18/10, 10:43 am


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