Legal Question in Credit and Debt Law in Texas
I am being taken to court for a credit card that was written-off as a bad debt in 2008. I assume the debt was bought by a debt collector (who is the party that is taking me to court). The papers indicated they want to place a judgement against me. I am not in a financial position to pay the debt. What can I do? What can I say?
Asked on 7/17/10, 5:25 pm
1 Answer from Attorneys
Mark Dunn
Mark D. Dunn
Inability to pay a debt is not a defense to a lawsuit based on the debt.
You want to make them prove their case. You can do this through pre-trial discovery.
Answered on 7/18/10, 10:43 am