Legal Question in Family Law in Texas

If there's nothing in the order, then you can't be found in contempt. So that's come good news.

However, as long as her name is on the loan, her credit is limited as well and she might not be able to qualify for credit cards, car loans, school loans, or even a house loan of her own. Moreover, if you are late with payments, it could negatively impact her credit as well.

If she can show some affirmative harm that is happening to her because her name is on the loan, the court might (MIGHT) order you to sell the house.

Just wait it out. If she files something, hire an attorney and try to work it out. Otherwise, just let her make her threats if that's all she's going to do.

Good luck!!

The Decree does not order you to refinance the house, thus you are not ordered to do so. She might attempt to go to court to get a clarifying order which essentially attempt to add the refinance order term to the decree. If she succeeds in that then you could be ordered to refinance or sell it within a certain period of time. As long as you are making the payment on the mortgage, there is nothing you have done wrong that a court can find against you.