Legal Question in Bankruptcy in California

Re: Chapter 7 Bankruptcy protection from foreclosure?

You need to fax an official notice of the bankruptcy filing, including the file-stamped first 3 pages of the petition, to the foreclosure trustee. I would do it tonight and again in the morning, and follow up with a phone call. You need to obtain the fax number for bankruptcy notices from the phone number on the Notice of Sale (or whatever other documents you've received).

Then, you need to hire an attorney and consider converting your case to a Chapter 13 because the Chapter 7 will only stop the foreclosure for a couple of weeks until the lender gets relief from the automatic stay.

Re: Chapter 7 Bankruptcy protection from foreclosure?

If you received a case number today, any "sale" that might take place tomorrow will be void and will have to be set aside. You only have 15 days to file the rest of your schedules, so get an attorney right away. Did you complete your credit counseling? If not, go to www.cricketdebt.com immediately and complete it. (before midnight)