Legal Question in Credit and Debt Law in California
I have received a summons from a law office representing a credit card i owe. It said i had 30 days to resond. If i respond will that stop the default? I am modifying my mortgage with the new governement program. I am on a 3 month trial. So i need til at least october before i file bankruptcy. I joined a company to help me pay all my credit cards. I am in the process of paying one off. The law firm has said they will attach our checking account . So if i cant stop this we will lose everything. There will be no money to pay our mortgage or anything else.There is aa case management waiver page and it said i have 30 days ro respond to the summons in writing, there is a court date of 6/25/2010. so i dont know what to do. Do i have to pay to respond? what should i do.we\'re on social security and retiement pension.\nthank you judy
1 Answer from Attorneys
If you were to file an answer, it would certainly slow down the process. Make sure to assert affirmative defenses, as well. There might even be a defense that the statute of limitations has run. You might wish to consult with an attorney to do it right.
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