Legal Question in Personal Injury in California
I was involved in an at fault, rear-end collision back in March of 2010. I had just got the car 3 days before and had not registered it due to the fact I was still on permit. Since it was not registered, I was unable to find an insurance company to insure it. Fortunately, no one was injured but myself. Naturally, since I wasn't insured, the other party's insurance company paid for the damage to their car, but came to me to pay it back. I spoke with the insurance company and told them that I was a full time student and could not afford to pay the $100 a month, but that I would send what I had each month. I ended up paying about $1,000 back. Now, they passed me along to a law firm. This law firm is saying they're sueing me for $7K in full and suspending my license. I have told them I do NOT have the money and have no one to even borrow it from. I am too young and too new to credit to be approved for a loan that large and I need my license to be able to get to work. I was on permit at the time of the accident and understand that I was ultimately in the wrong, but isn't there something I can do about this situation?? Help, please.
2 Answers from Attorneys
Creditors can not 'suspend your license', only the DMV or a court can. They can sue you, which is what they are doing. Either negotiate a settlement you can afford, or defend the civil lawsuit. You should consult with a local attorney that handles civil litigation for advice and help. The lawyers suing you are not interested in 'dealing' with pro pers, but may work out something with your attorney. If serious about hiring counsel to help in this, feel free to contact me.