Legal Question in Civil Litigation in Delaware

I owe for a credit card that went into collections and now I was served with papers for a civil charge in the Court of Common Pleas for credit card debt and attorney fees. My summons states that within 20 days fter recieving the summons I must file an answer to the complaint if I want to deny the allegations. Do I send a letter if I do not deny and what will happen if I don't send a letter and was supposed to? What happens if I have no job and cannot pay this?


Asked on 4/12/10, 6:37 am

1 Answer from Attorneys

The Summons requires that an Answer to Complaint be filed with the court and a copy mailed to the attorney within 20 days. If you do not do this, a default judgment can be entered against you for the amount claimed in the Complaint, plus costs and interest. Have you contacted the attorney to see whether you can work out a payment arrangement?

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Answered on 4/17/10, 10:06 am


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