Legal Question in Credit and Debt Law in Florida

repossession

I am being harrassed by a finance company on a car i have financed with them. I am not yet 30 days late on my payment, they are threatening to repo the car, they call 6 and 7 times a day, they are rude and unworkable. If I am attempting to pay the debt and they are accepting it can they repo my car?


Asked on 7/11/01, 3:15 pm

1 Answer from Attorneys
Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

Re: repossession

If the payment is past-due, the creditor may demand immediqte payment. The limits are proscribed in the Fair Debt Collection Practices Act. I urge you to keep a detailed log of all call received, include day, time who called name of company and nature of conversation. At the same time consult with a competent creditors' rights atty so as to determine if you have a viable fdcpa calim.

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Answered on 7/12/01, 4:31 pm


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