Legal Question in Real Estate Law in Florida
Recently, my 2nd floor apartment had a minor leak where some water went into the first floor unit. The leak was due to a faulty shut off valve and was not neglegence on my part. Aside from a small water spot on his ceiling, I did not see any damage. He, on the other hand, wanted to place blame on me for pre-existing damage which I was not responsible for and was looking for a payday so we did not come to any resolution at the time. I have witnesses/photos and documented everything to support to support my side of the story. I am suspecting that he is now trying to take legal action as I just received a letter from a law firm he retained that is requesting my insurance information. At the time of the incident, I did not have any insurance as I just purchased the unit. He does not have any insurance either. Should I respond to this attourney's letter? Do I need to contact my insurance provider eventhough I did not have coverage with them at the time?
2 Answers from Attorneys
No. You need to retain counsel familiar with these types of matters, such as myself. Do not ignore any legal papers you receive, or you may lose by default.
Also, contact the association or landlord and advise them. They may have coverage and could be responsible.