Legal Question in Credit and Debt Law in Indiana

my credit report has some wrong information on it

i had to file bankruptcy a year ago do to a very messy devorice and i just got a copy of my credit report and it has my ex's birthdate instead of mine and two other bills that belong to my ex.also it says the mortgage is still in forecloser and say nothing about it being listed in my bankruptcy when i know for a fact it was.how can i get this mess fixed i have no money to pay an attorany i've also heard that everything listed in my bankruptcy should no longer appear on my credit report is that true? please help


Asked on 3/21/03, 8:33 pm

1 Answer from Attorneys
Samuel Hasler Samuel Hasler

Re: my credit report has some wrong information on it

First, filing bankruptcy has nothing to do with what appears on your credit report. I do not know how you got a credit report with your ex's social security number as the reports are usually run by social security numbers. Nevertheless, what you can do is send a letter to the credit reporting agency saying what is incorrect on your credit report. This should clear things up. If not consult an attorney. At this point you may have a violation of the federal Fair Credit Reporting Act which will allow you to get attorney fees if you win.

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Answered on 3/22/03, 11:05 am


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