Legal Question in Credit and Debt Law in New Jersey
I'm a twenty year full time student. today my bank acct was frozen due to a doctors bill.
the money in my acct was given to me by my father - child support he pays
and the other money was from my part time job. i work on the weekends. can the company freeze my acct?? and if not what steps can i take to my acct unfrozen , i have no funds to live. i never rec any information on this case and i dont understand why this happen i have two insurance one from my dad and other one from my mom please help me
2 Answers from Attorneys
If you were never served with summons and complaint you oppose the turnover of the money to the company by filing a motion to reopen the case and to be heard in your own defense.
It appears that a judgment was entered against you and now, as a result of that judgment, a bank levy was served. You are entitled to a $1,000 exemption and you need to immediately write a letter to the court asserting that you want your $1,000 exemption (mail a copy to the opposing attorney). The court will probably list it for a hearing date and you should attend to tell the judge that you want to assert your exemption. In addition, when they make a motion to turnover funds, you need to file opposition to that as well and make sure to attend any hearing date. Finally, you need to make a motion to vacate the judgment so that this does not repeat itself in the future (if in fact you were never served with summons/complaint). Ideally, you would make the motion to vacate prior to the plaintiff making their motion to turnover.