Legal Question in Credit and Debt Law in New Jersey

I'm a twenty year full time student. today my bank acct was frozen due to a doctors bill.

the money in my acct was given to me by my father - child support he pays

and the other money was from my part time job. i work on the weekends. can the company freeze my acct?? and if not what steps can i take to my acct unfrozen , i have no funds to live. i never rec any information on this case and i dont understand why this happen i have two insurance one from my dad and other one from my mom please help me


Asked on 9/23/09, 4:02 pm

2 Answers from Attorneys

Gary Moore Gary Moore Attorney At Law

If you were never served with summons and complaint you oppose the turnover of the money to the company by filing a motion to reopen the case and to be heard in your own defense.

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Answered on 9/28/09, 6:51 pm
Jeffrey Walters Law Offices of Jeffrey S. Walters, LLC

It appears that a judgment was entered against you and now, as a result of that judgment, a bank levy was served. You are entitled to a $1,000 exemption and you need to immediately write a letter to the court asserting that you want your $1,000 exemption (mail a copy to the opposing attorney). The court will probably list it for a hearing date and you should attend to tell the judge that you want to assert your exemption. In addition, when they make a motion to turnover funds, you need to file opposition to that as well and make sure to attend any hearing date. Finally, you need to make a motion to vacate the judgment so that this does not repeat itself in the future (if in fact you were never served with summons/complaint). Ideally, you would make the motion to vacate prior to the plaintiff making their motion to turnover.

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Answered on 9/28/09, 8:28 pm


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