Legal Question in Credit and Debt Law in New York

Hello, My mother was left with a credit card bill from a card under my fathers name. She is currently living on social security alone and the min payment is too much for her so I have been covering it. She lives in Ill and I was wondering if there is any thing she can do to reduce or desalve this dedt.

Thank You

Andrew


Asked on 9/10/10, 4:08 pm

2 Answer from Attorneys
Paula McGill Attorney at Law

How did your mother get stuck with your father's credit card debt? Did he die? Did it happen in a divorce? If he died, the estate pays for the credit card debt. If there isn't enough in the estate, and it's unsecured debt, they are out of luck. I hope your mother didn't sign anything committing herself to the credit card company. All too often, creditors guilt survivors into paying for debts they don't owe under the law.

Also licensed in New York.

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Answered on 9/18/10, 5:40 pm


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